COB Playbook

ESRD

AGE

DISABILITY

Is there an EGHP?

Is there an EGHP?

If No, there is no COB and Medicare is prime

If No, there is no COB and Medicare is prime

If Yes

If Yes

Is the Policy holder currently employed (as of ESRD Entitlement)? If No, there is no COB and Medicare is prime

Is the Policy holder currently employed (as of ESRD Entitlement)? If No, there is no COB and Medicare is prime

Is there an EGHP?

If No, there is no COB and Medicare is prime

If Yes

If Yes

If Yes

Are there 20 or more employees in the group? If No, there is no COB and Medicare is prime

Are there 100 or more employees in the group? If No, there is no COB and Medicare is prime

Add 30 months to date entitled due to ESRD!

If Yes

If Yes

Add 30 months to date entitled due to ESRD!

Add 30 months to date entitled due to ESRD!