COB Playbook

The United States Department of Veterans Affairs (VA) is a government-run military health coverage for U.S. veterans who were honorably discharged. Veterans Affairs (VA) Centers for Medicare & Medicaid Services (CMS) A United States federal agency which administers Medicare, Medicaid and State Children’s Health Insurance Programs. CMS has a goal to achieve a high quality health care system and aim for better care at lower costs for members, while improving their health. Medicare and Medicaid rules and guidelines are managed by CMS. Consolidated Omnibus Budge Reconciliation Act (COBRA) Law passed by the U.S. Congress that mandates employers (generally those with 20 or more employees) to provide continued health coverage after leaving employment. With COBRA, members will be responsible for the entire premium amount that was once a shared responsibility between employer and the employee. COBRA is still an EGHP since it is a continuation of employer group health coverage.